RBI Governor Calls for Stronger Supervision, Smarter Regulation in 2026

By siliconindia  |  Friday, 02 January 2026, 09:44:39 AM IST

RBI Governor Calls for Stronger Supervision, Smarter Regulation in 2026
  • RBI staff asked to strengthen supervision and refine regulatory practices
  • Governor urges stronger analytics, technology adoption, and process upgrades
  • Financial inclusion and customer service remain key priorities

Reserve Bank of India (RBI) Governor Sanjay Malhotra has asked RBI staff to sharpen supervision and stay focused on smart, well-calibrated regulation in the year ahead. He made the remarks in his annual New Year message to employees.

Malhotra said customer centricity and financial inclusion must remain central to the RBI’s work. He urged staff to continue strengthening the monetary policy framework, improving supervision, refining regulations, deepening financial markets, and enhancing payment and currency systems.

The governor emphasized the need for continuous learning. He said RBI employees must upgrade their knowledge, improve analytical skills, adopt new technologies, and regularly improve internal processes to meet rising expectations.

Looking ahead, Malhotra warned that responsibilities will grow as the economic and financial environment becomes more complex. He pointed to rapid technological change, shifting global economic conditions, and higher public expectations as key challenges for 2026.

He said the RBI’s real strength lies in its people and their shared belief that their work supports the nation, even when it happens behind the scenes. Along with technical excellence, he stressed the importance of core institutional values such as integrity, independence, efficiency, humility, and public service.

Reflecting on 2025, Malhotra said the year was shaped by global uncertainty, uneven growth, and volatile financial markets. Despite these challenges, the RBI focused on balancing economic stability with growth, while ensuring that banks and financial institutions supported India’s development goals.

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He highlighted several achievements, including the introduction of a structured framework for drafting regulations, progress in simplifying the regulatory system by consolidating rules, and improvements in internal governance.

Malhotra also said customer service and grassroots engagement remained key priorities throughout the year, reinforcing the RBI’s commitment to the public.

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