Getting Calls from Creditors

This is an obvious sign that your spouse has bad debts. This is not a good time to pick up a fight with them asking for clarity. This is a time to support your spouse through this ordeal, provided they stay off this evil for good. If your spouse has taken a loan from a legal financial institution, then you might only have to forego some material things. Heavens forbid if they have chosen the wrong kind of people for it, then you need more than just luck. This is a time to be direct and make some concrete changes in your finances. Talking openly and candidly with your spouse is the only way out here.