Plenty of Money Earned yet Shortage at Time of Payments

If you and/or your spouse earn enough to cover all your overt expenses but are facing financial troubles, then buck up. This indicates that all the hard-earned money is getting drained through a hidden outlet. At this point of time it becomes mandatory to review all outlets of money to curtail the shortage. Bad debts or credits should surface at this time. If this does not happen and your spouse is being secretive about the whole thing, push your alarm button. Be direct but diplomatic while approaching your spouse as coming clean is way tougher than being dishonest at times. Give them time to come clean. If they still refuse to do so, then be stricter.