8. Review Credit Papers Periodically

This is one task you will have to perform, even if you hate it. Not keeping a track on your credit card expenses can be very dangerous. It can not only lead to spending more than average but also ignoring unnecessary expenditures. A periodic review of your credit cards will inform you about all possible outflows of money. If you come across anything fishy in your statements, call up the required personnel. It is absolutely mandatory to report any weird activity on your card, especially if you have shopped online or had misplaced your credit card.