9. Stick with Plastic Money

As mentioned earlier, there are more ways these days to shop online. One need not even use credit cards to shop online. As cases of credit card theft seem to be increasing, people are now resorting to other means. Using phones for fund transfer and online shopping is on the rise but the safety of such means is questionable. There are more ways to keep your private data safe by using credit cards than phones. Moreover, it is tougher to crack coded on laptops than phones. Plus, anti-virus provides some degree of protection in laptops.