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10 Most Innovative Companies of India
4) Eko India Financial Services
Eko India Financial Services is a business correspondent service for SBI (State Bank of India) and ICICI Bank. It ranks 4 on this list. Abhishek Sinha is the Co-founder and CEO of Eko India. Eko India is revolutionary in its field because it focuses on ‘financial inclusion.’ Eko’s business model aims at addressing gaps like – processing even small amounts of money, which is not a usual thing of big banks and lack of official records needed by banks to open bank accounts. It provides banking services from primary banks to the common man, through business correspondents. All transactions are transferred online to the concerned major banks. All this is done at low costs, thereby reducing processing fee. The local ‘Kirana Shops’ have been partnered with for this. Mobile based platforms for both customers and retailers further reduce the overall cost.
