7. Need Cash?

If you need cash at any point of time - a check, call or a mail will get you your fund. Many mutual funds send regular checks if you wish for. As many mutual funds are small in units so they are easily affordable for small investors like you. The fees charged in a mutual fund for brokerage, custodial and other services are very low.

8. Reinvest

You can draw the dividend, or reinvest it to make profit. Discover the power of compounding if you want to. But always remember you get what you pay for and you get a higher return only when you are willing to take risk and accept more volatility. This volatility can be due to many causes like inflation, interest rate changes or general economic conditions.