hen Decide To Settle Is Your Details Really Recorded? When you feel you have had enough of the threatening calls and don't want to risk your life any more. You plan to make a settlement. And then you get a call that asks you for some important details like your cell phone number, spouse's name, and address. They pretend like they filling up the form. But are they doing so? No! They are keeping a record of all your details in order to find you if the settlement falls through.