4. Start with your savings

“Pay yourself first!” Have you heard this before? Not many will advice you the same. If you wait until you have met all your other financial obligations before seeing what is left over for saving, then there are chances that you will never have a healthy savings account or investments.

Resolve to set aside a minimum of 5 percent to 10 percent of your salary for savings before you start paying your bills. Better yet, have money automatically deducted from your salary and deposited into a separate account.

5. Save for your retirement

As said "Saving is earning", you need to save a little part of your earnings so that after retirement you can live a peaceful life without depending on others. If suppose you get a hike in your salary or if you get any bonus don’t think about spending right away instead think of saving some amount for your retirement. It is not easy but then if you start with a little effort it will benefit your future, start by at least saving 5 percent from your salary and then try to reach up to 10 percent.