Things to clear before retirement Retiring in comfort, a debt free life isn't it sounding nice to hear. Try to imply this in your life too. Retire not only from your work but also from all the financial tensions. When it's time to retire one by one clear your debt. It includes credit cards, the loans and your insurance. By the time you retire clear as much as you can so, that you can live your life peacefully. Preserve your property so as to not live in fear. Otherwise you end up still working to pay back the debts. Don't waste your retirement time worrying about money. Be ready for a peaceful retirement life. Don't think Retirement is the end but feel that it's the beginning of your life.