2. Live off one income

One of the advantages of having a life partner is the potential to pull in two incomes. If you are able, consider structuring your set expenses based on only one income, and save what comes in from the other income.

Doing so strengthens your financial position in two ways: In case of an emergency or if one partner loses their job, you will not only have less set expenses to cover, but you will also have built up your net worth as a safety measure.

3. Try investing more

The amount of money you save each month or years try to invest it.  You were spending it already, so you won’t miss it, and you will turn that same money from a liability into an asset.  Not only do you get a tax break in some cases, but you will begin to accrue interest from some investment accounts. 

Sure, the stock market has had its major issues over the past few years, but it’s tremendously recovering and now it will allow you to have a better chance at making money from your savings than letting it sit in a bank account.  Over the course of time, the stock market has risen, so while there are dips in the market, the trend is upward – along with your wealth.