Here's How to Get a Personal Loan from Fullerton India Instantly?

Here's How to Get a Personal Loan from Fullerton India Instantly?

Personal loans are unsecured loans that offer great support to meet all financial needs without any burden on your pocket or the hassle of asking friends and relatives for help. Apply for a personal loan and get one step close to achieving your dream or eluding a financial crisis with a personal loan app.

Personal loans from Fullerton India can be utilised for multiple purposes such as payment for medical emergencies, college fees, weddings, vacations, etc. They can also help you consolidate all debts into one personal loan to reduce the total interest payable and reduce overall financial liabilities. With Fullerton India InstaLoan app, salaried individuals can secure up to 25 lakhs at interest rates starting as low as 11.99%.

Features of Fullerton India  Personal Loan

Here are the prominent benefits of applying for a personal loan through the Fullerton India personal loan app:

  • Quick Personal Loan Approval and Disbursal

Upon filing an online application form and submitting the relevant documents, the approved loan amount is transferred to your bank account within a short span of time post approval. However, the loan amount is calculated on your payment capacity and your eligibility for a personal loan.

  • Maximum Loan Amount

The availability of a maximum of 25 lakhs as loans is one of the attractive features of Fullerton India personal loan. Moreover, how much a loan you can get depends on factors such as your age, net monthly income, existing financial obligations, your credit score, etc.

  • Flexible and Competitive Interest Rates

The competitive interest rates offered by applying through the instant loan app starts from 11.99% for salaried and self-employed borrowers.

  • Paperless Documentation

Fullerton India personal loan app ensures a hassle-free and paperless documentation process, given the procedure of acquiring a loan is online. The documents needed to apply for a personal loan are:

  • Application form (duly filled and signed)
  • Identity proof
  • Address proof
  • Age proof
  • Last three months’ salary slip in case of a salaried person 
  • Last six months’ bank statement
  • ITR or form 16
  • Proof of income or financial statement in case of a self-employed person
  • Flexible eligibility criteria

You are eligible to apply for a personal loan through the instant loan app if you meet the following requirements:

  • A resident citizen of India
  • Should be an employee of a private company or public undertaking or should be a self-employed person
  • Must be between 21 years of age at the time of application and 60 years old at the end of tenure
  • Minimum income for a salaried person:
    • 25000/month for the resident of Mumbai and Delhi
    • 20,000/month for the resident of the rest of India

How to Apply for Fullerton India Personal Loan?

You can download the Fullerton India InstaLoan app from Google Play Store and Apple App Store. Here is a step-by-step guide to seamlessly apply for a personal loan through the app:

  • Click on the “Apply Now” button 
  • Select whether you are a salaried or a self-employed person
  • Enter your mobile number
  • Enter the generated OTP to begin with the application

The next steps include determining the loan amount you need and a flexible loan tenure based on your financial needs. After entering a preferred loan amount and repayment tenure, you will need to provide details such as personal information, employment, and bank account information.

If you encounter any difficulty using the online platform on different devices, visit one of the Fullerton India branches or call a customer care representative to assist you with your application.

Plan your Repayment with an EMI Calculator

Although a personal loan can meet all your financial needs, it is wise to analyse your needs and choose an EMI that works for you best applying for a loan. An EMI loan calculator is a web tool to help you manage your finances.

The EMI calculator comprises three main components: loan amount, interest rate, and loan tenure. You can drag and adjust the components until you reach an EMI that you can afford to pay every month without burning a hole in your pockets.


Fullerton India personal loan is an unsecured loan that comes with no end usage restrictions and comes with a maximum loan amount at the most flexible interest rates. However, before applying for a personal loan, learn to choose an affordable EMI through the online EMI calculator and play your finances well in advance.