Late Insurance Claim:

Many insurance forms has a time frame within which the claim must be made after the event occurs. For instance, in case of health insurance, there is usually a 24-48 hrs window to inform the insurance provider about the hospitalization in order for the claim to be processed. If you happen to delay in this case, your claim will be rejected. If there is any particular time frame that you need to make the claim in, doing so later may lead to your insurance claim being rejected.

Conclusion:

Always remember one thing, Insurance is a contract between you and the company providing you insurance and hence like any other contract, any act that leads to any breach of contract or is not in good faith, will lead to the contract being null and void and in case of insurance, this is why your insurance claim will be rejected.