Fintech platform Jiraaf offers fixed-income options to investors
Akshaya Tritiya is an auspicious day for starting new ventures or making new investments with a popular belief that any new investment made on this day brings prosperity and wealth. This year, investors should also consider adding alternative forms of investments in their portfolio in a market where gold prices are sky-high and stock markets are volatile. Alternative investment platform Jiraaf provides fixed-income investment options in an easy-to-understand format to help build a diversified portfolio beyond traditional products such as equity, mutual funds, real estate, FDs, gold, etc. to optimize risk and maximize returns.
Saurav Ghosh, Co-Founder, Jiraaf said: “Jiraaf is democratizing alternative fixed income by bringing in simple-to-understand and non-market linked investment opportunities. Additionally, these opportunities help an investor diversify and get predictable competitive returns that are typically higher than traditional debt products.”
Jiraaf undertakes a through due diligence process to curate all investment opportunities brought on the platform for all its customers. They work with select borrowers across the industry spectrum and facilitate investors to create a robust diversified portfolio within the fixed-income category. Minimum investment required for majority of the opportunities on the platform start at 1 lakh and investors can earn returns ranging from 8% to 20% for a tenure between 30 days to 3 years.
Traditionally, wealth creation options for a common investor were limited to the stock market, real estate, gold, and FDs, with limited debt product options available to participate due to large ticket size requirement, limited market availability, etc. but with the advent of technology and broader awareness to investing in general, these products are now made available to all individual investors via Jiraaf. Studies recommend adding 10-20% of alternative fixed investments to your portfolio to help reduce volatility and maximize portfolio returns.
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