# Spread Sheets: Spread sheets are also one of the best options for calculating your expenses. These sheets have replaced paper based system throughout the business world.

A spread sheet is a computer application program to organize and store data in a tabular form. The data is represented as cells of an array which is organized in rows and columns.

The program operates on these data and displays the result by automatically calculating the values using pre defined formulas and built in functions. This tool allows users to store both in a numeric or text values.

Modern spread sheets come with multiple interacting sheets which can display data in a graphical form also. They are widely used in the fields where tabular lists are sorted and maintained.

# Mobile Banking Apps: Over past few years, the drastic advancement in the technologies had a great impact on every one’s daily routine. Keeping this in view many financial institutions or banks have started developing their own mobile banking apps in order to reach the digital consumers.

You can access your mobile to get updates on your daily purchases by connecting it to personal your bank account. These updates will help you to keep track on your purchases along with the dates and costs.

This can be a very helpful tool especially for those who find it difficult to check on their budget at the end of the month.

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