Financial Consideration An important thing to consider is, are you financially ready to own a house because it is one of the biggest investments one makes. Apart from the house rates, other costs such as property taxes, loans, legal fees, and the insurance would add up to your expense. The best time to buy home is when the interest rates are down. Also, large down payment helps in finding a low interest rate. Eventually, the lower you have a loan, the lower you'll have to repay. Keep all the documents filed safely for any future inquiring. Calculate for an affordable home which you can be able to pay the loans. Now that you've got your dream home don't think it's the end. Things like maintaining your house, reducing your expenses to pay back loans, cutting on other bills. All these have to be looked after to keep your home secured and to lead a peaceful life.