Do You Utilize Leverage to Increase Your Return? Debt, when it is invested, actually multiplies returns. Borrowing money to purchase an investment proves to be an easy way to undertake leverage. For this you must make smart moves in a way that no matter what happens in the financial markets, you and your family will still have enough chips to participate in the recovery when it comes. I would like to Warren Buffet "Don't risk what you have and need for what you don't have and don't need." It does take time to reach your goal.