Bangalore: The whole idea behind getting a life insurance is very simple. The concept at times sounds gruesome as you have to pay small amount of your earning at monthly intervals, and only after you death a beneficiary of your choice will get that amount which you have earned which you stayed alive.

The basic fact for getting insurance is that after your death your family doesn’t undergoes a crisis and they should not be affected negatively. It’s to make sure that your spouse and kids won’t have to take on multiple jobs and lose their assets