Smart Ways To Pay Off Your Credit Cards Debts In 2015
Don’t use Credit Cards for New Purchases
Year-end sales are always attractive and lead to high credit card bills.
Shopping is always the root cause of high credit card debts as credit cards are an easier option to use especially when you run out of cash while shopping with family or friends.
For this New Year avoid taking your credit cards while shopping. Be aware that your each new charge over your balance, adds to your average daily balance every time and resulting in increase of the interest charges.