Bangalore: Those who are seeking current income and a positive change for their investment portfolio, then Income Mutual Fund (IMF) is a perfect option for them to satisfy their investment objectives. Income Mutual Fund (IMF) accentuates specially on current income and also holds a diversity of corporate debt obligations, money market instruments, preferred stock and dividend paying stocks. IMF can invest in both – debt and equities - and even in a combination of both. Investopedia has high lightened various types of income funds and also indicated the appropriate types of investors for them.

1. Fixed Income Funds

A fixed income fund primarily invests in securities which have a set maturities and interest rate. These investments provide return in the form of fixed periodic payments and eventually return the principal at maturity. This return depends entirely on the interest rates. This fund can be appropriate for both conservative and aggressive investors, according to the type of securities in the fund.

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