4. Do more on online shopping: Nowadays you can find almost everything online that too for a cheaper rate. It doesn't matter if the products are new or used. It also doesn't matter if you're shopping for groceries, health and beauty products. As they say “Time is Money” so if you are willing to spend a bit of time, then you can find amazing discounts on all the products. Apart from all these the best part of online shopping is that many companies offer free shipping and don't charge sales tax too.

5. Stop buying unwanted and branded stuffs: If you are really planning to start savings, then stop finding reasons to shop more. It has been observed that people just need reasons to spend money like they shop when they are depressed, shop when they are bored, or attending a single day affair and so on.  Some people have a habit of spending money on stuffs just to fill their wardrobe or to renovate their wardrobe. Again there are people who buy expensive gifts for friends just to make an impression. But remember your money is hard earned. So, stop buying unwanted things and expensive gifts just to make an impression or simply showing off. 

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