8 Situations When You Should Not Use Your Credit Cards


#6 Never shop at unsecure websites

Shopping from insecure portals has always invited trouble and chaos in addition to the security issues that follow it. One must be careful while sharing confidential information on websites and must do a research on the websites security level before proceeding forward to any online transactions.

#7 Don’t jump seeing a discount sale

Discount sales may be tempting, however be provident and always have your budget cap in mind before using the credit cards. Purchasing what is actually required and avoiding commodities that costs high can help you to be at par with your income expenditure balance. Great caution must be observed so that you do not fall into debt due to the extensive use of credit card.

#8 Avoid keeping multiple cards

Having multiple credit cards may confuse you big times.  It is of great importance that you keep a note of the billing cycle and due dates of each card. Using the card close to its billing cycle may fetch you only short credit period and therefore the use of the card with the farthest billing date is advisable.

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