Cut your usage on credit cards

People find credit cards more useful and handy, even if they don’t carry cash with them they are tension free to roam around anywhere. Most of the people do their shopping using credit cards, and they just “buy and swipe” without actually realizing how much they have spent. They only realize it when they get the statements and then need to pay a lumsum amount. This can be avoided if people start using debit cards instead of credit cards. Debit cards don’t have any late payment charges or interests when compared to credit cards.

Book exotic vacations online

Booking holiday packages after consulting an agency will cost you more, hence better go for the packages online. There are many websites that gives you lot of offers on tours and travels. There are websites that help you get great offers on tour packages according to the current season. But booking air tickets, train tickets and bus tickets online might cost you more online nowadays, for those bookings you need to directly go to airport or stations to book your tickets.

Think twice before you rent

Showing off is a trend now, even if people don’t have money they rent house which might not be in their budget. A flat with an open kitchen, a dining hall, a living room will cost more anywhere, even if there are just two people they rent a house which will have all these amenities, then naturally the rent will be higher. Rent a small house with minimum amenities, which will satisfy your needs for a certain period.

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