4. Upgrading Smartphone apps: Smartphones are in trend nowadays; people are crazy to buy a Smartphone as it comes with many exciting facilities. Despite being expensive, you need to have internet connection to access such phones otherwise it is of no use.  Internet connections like 2G, 3G and 4G are an added expense in your monthly expense list. And of-course, the Smartphone apps. To download all these apps and to update the existing apps you need to pay extra. Even to download a game you need to pay for it. On the contrary, a phone is useful for making calls and sending messages to a limited extent. But, then people waste money on many offers in which they get unlimited calling and unlimited messaging facilities. Sometimes they don’t even bother sending a single message and still they pay for it.

5. Smoking and drinking: Cigarette and alcohol are injurious to health; but who cares. In this competitive work culture, people are bound to take stress in the money making process and smoking or drinking is an easy way out to reduce stress. Some people follow the habit just to show off and some do it giving the reason of being over stressed. Whatever be the reason, both smoking and drinking will cost you more if you calculate for a year. One single cigarette will cost you at least six to seven rupees and a total of 2555 rupees a year. A bottle of beer will cost you around 80 rupees, even if consumed once in a weak, it adds upto more than you imagine. It also cause health problems like cancer, kidney failure and lungs diseases, meaning you have to spend more money if you are detected with any.

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