Check for deflated assets Be sure to have a thorough look at the property's location and other niceties that can reveal the real worth in terms of capital. Prices quoted less than the current market price is surely an alarm bell for gauging the collateral worth. Take the necessary steps to determine the prevailing rates; and compare it with the rate mentioned in the Balance sheet. In addition, the performance evaluation is the important task to determine its worth. Briefly, the moneylender should possess the ability to make a perused choice and check the creditability of his prospects.