When you apply for a Bajaj Finserv Insta EMI card, you can make purchases at all partner stores without burning a hole in your pocket – by making use of convenient EMI plans. When you sign up for the same, you are granted a pre-sanctioned loan amounting to 4 Lakhs (in the case of a Bajaj Finserv Insta EMI card – 2 Lakhs). You can use this to make purchases at over 1.2 Lakh partner stores, both online and offline. The Bajaj Finserv EMI card comes with a flexible repayment tenure (ranging between 3 and 24 months) and zero foreclosure charges. In addition to these exciting features, the application process for the same is seamless, quick, and hassle-free.

When you apply for a Bajaj Finserv Insta EMI network card, you can purchase the following products at a no-cost EMI:

Electronic Gadgets: If you are a gadget enthusiast and love keeping up with the latest that the market has to offer, you can make use of the Bajaj Finserv EMI Network Card to avail the best deals. The wide range of partner stores will meet all your needs and desires, be it laptops, mobile phones, televisions, or smartwatches.

Lifestyle Products: By making use of the Bajaj Finserv Insta EMI card, you can purchase apparel and other lifestyle accessories. By making use of this facility, you can ensure that you never miss out on the latest trends to hit the market and up your style quotient with each passing season.

Fitness Equipment: Whether you are a seasoned fitness professional or someone just starting out on their fitness journey, a home gym is something everyone aspires for. Now, by making use of the Bajaj Finserv Insta EMI card, you can purchase a wide range of fitness equipment at zero-cost EMIs, from a multitude of partner stores.

Cameras and Related Accessories: For anyone familiar with the world of photography, cameras and related equipment such as lenses are frightfully costly and can burn a huge hole in your pocket. With the Bajaj Finserv EMI card, you can engage in your love for photography, and avail of the best equipment, at affordable EMIs.

Furniture: Whether you are moving houses or have just decided to upgrade your existing furniture – you’d want the best, most elegant furniture pieces that best reflect your style and personality. While many stores may not offer you the best deals on furniture, you can avail a wide range of benefits offered by the Bajaj Finserv EMI card to make your furniture-related purchases.

Benefits of Making Purchases via the Bajaj Finserv EMI Card

When you opt to purchase the above-mentioned products by using the Bajaj Finserv EMI card, you stand to gain the following benefits:

• You can make your purchases without having to utilise a credit card.
• You benefit from a pre-sanctioned loan of 4 Lakhs (in the case of a Bajaj Finserv Insta EMI card – 2 Lakhs).
• You can make your purchase at zero down payment.
• When you utilise the EMI store for your purchases, you stand to gain from a 4- hour/same-day delivery.
• You can choose from a flexible repayment tenure that ranges from 3 to 24 months.
• You can foreclose the loan whenever you wish to, at zero foreclosure charges.

Eligibility Criteria for the Bajaj Finserv EMI Card

In order to apply for a Bajaj Finserv EMI card, you must meet the following eligibility criteria:

• To apply offline, you must be at least 21 years of age and not more than 60 years of age.
• To apply for the Bajaj Finserv Insta EMI card online, you must be at least 23 years of age and not more than 65 years of age.
• You must have a regular source of income.

Documents Required

In order to apply for the Bajaj Finserv EMI card offline, you must keep the following documents handy:

• A copy of your PAN card
• A copy of your AADHAR card
• Address proof
• A copy of your cancelled cheque
• A copy of your signed ECS Mandate

Conclusion

When it comes to making purchases, you may not always have the ability to pay in full for certain products without it affecting your finances for the foreseeable future. This is where the Bajaj Finserv EMI card plays a pivotal role in helping you meet your needs while ensuring payment is undertaken in a staggered, secure, and safe manner.

The Bajaj Finserv EMI card comes loaded with a pre-sanctioned loan of 4 Lakhs, and the application process for the same can be undertaken both online and offline. The application process for the same is quick, hassle-free, and seamless, and when it comes to the Bajaj Finserv Insta EMI card, the process can be undertaken entirely online. Once you receive your card, you can view details pertaining to the same at the Bajaj Experia Customer portal.

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