BANGALORE: No one can predict what will happen next moment. Keeping this in mind, it is better to be prepared to face all the future uncertainties. An excellent way to avoid such uncertainties is to own an insurance plan. Remember it always works best for those who are aware about their privileges as an insurance buyer. Today, you will find several insurance companies that offer a variety of life insurance products to their customers. But there is one thing all the plans have in common and that is the rights of the policy holder.

It is always better to look through the policy holder rights before you plunge in to buy an insurance policy. Below is the list of rights a policy holder holds:

1. Right to get all information related to insurance policy: All the policy holders have every right to know and enquire about the insurance policy they choose to buy according to the guidelines stated by Insurance Regulatory and Development Authority. A buyer can surely enquire about all the relevant information including the benefits that he or she is liable to get from the purchased policy. In order to certify that the buyer is aware about the necessary information and features of the policy, he or she is provided with a certificate form that is to be filled in by the policy holder.