4 Insurance Plans One Must Have
3. Insurance to Cover Critical Illness
Individuals predisposed to certain illnesses due to hereditary, lifestyle or occupational hazards can opt for add ons on their existing health plans. Claims made on the rider may invalidate the base plan.
A critical illness plan may not cover Pregnancy, infertility or congenital external diseases.
It is prudent to get coverage for Alzheimer's disease, Parkinsons, Kidney failure etc especially if relatives have been diagnosed with such conditions.
