Read Your Policy Carefully

You should be attentive that a home insurance policy is a official contract. It is on paper so that your rights and responsibilities as well as those of the insurance company are visibly declared. When you buy home insurance, you will get a policy. You should read that policy and make sure you identify with its contents. Keep your policy in a safe place and know the name of your insurer.

Review Your Home Insurance Needs Every Year

Consult your insurance agent at least once a year to make certain that your policy offers sufficient coverage. The addition of a room, new insulation or remodeling add value to your home and as a result may raise replacement cost.