Citi Simplicity: It’s again a new innovation issued by Citi Bank which is a new balance transfer card. It’s a best for those who are looking for a low interest credit card to help in saving money on interest rates for the card balances that they hold.

Citi Simplicity offers zero percent introductory APR on transferring balances and even on purchasing for 18 months which seems to provide flexibility in all your purchases.

Citi Card let’s you make several large and big purchases and carry your balance without paying any interest till 18 months with no late and annual fees. It never increases the rate even if you exceed your credit limit.

BankAmericard Cash Rewards Credit Card: BankAmericard Cash Rewards Credit Card offers more cash back for the things you buy the most.

It offers one percent cash back every time, on every purchase. It offers two percent at grocery stores and three percent on gas.

It has no expiration on rewards or cash back you earn and no annual fees. You can redeem cash back as a deposit for checking or receive a statement credit.

You can also choose to redeem rewards automatically to your chosen accounts. BankAmericard Cash Rewards Credit Card lets you earn $100 percent cash back after spending $ 500 for the first three months.

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