2. Personal liability

There are travel insurance policies that offer free of cost personal liability cover. Under this feature, the insurer offers cover if you are the reason behind the damage caused to another person or property on financial grounds. For instance like any issue arising when you are staying at the rented accommodation.

3. Medical expenses

Medical expenses follow you where ever you go irrespective of the time or location. To combat the risk of medical emergency, it is must to have a travel insurance that offers medical coverage whether on a foreign land or in India. The expensive medical treatments will not take much time to dent your finances.

4. Interruption in studies

Not everyone is lucky to have an overseas degree. Some can’t afford it and the rest don’t qualify the entrance exams. But the fortunate students who get the chance of studying abroad many a times have to face various interruptions. It is must to see if your insurance policy covers such a situation where the course is interrupted due to some unforeseen factor.