2. Lavish wedding

Most often weddings can get expensive and it might be tempting to put this charge on your credit card. But be very careful while spending on wedding as you should not find yourself paying off debt after years of marriage.

Whenever couples chose to host a lavish event, it is easy to understand why some people think that the wedding industry is going too far. As planning a wedding is not easy, but couples should learn to live within their means and avoid financing the occasion with their credit cards. The last thing you want to do is get yourself into financial trouble from the first day of your marriage, so it is better to just have a wedding that is within your means.

3. Vacations

Vacations are taken by people to take a break from their everyday busy lives and to reduce stress. But are you happy after wasting a good amount of money? When travelers finance their trips with their credit cards, they will only be returning to the difficulties caused by their debt. Going camping, staying at hostels, and visiting family and friends are just a few of the ways that people can have a getaway that fits within their means. And if that is not your idea of a dream trip, contribute to a vacation fund each month until you reach your goal, and use your savings to finance a vacation.