2. Divide your retirement corpus

Always remember that you need to divide your retirement corpus into two parts. One part of the corpus would be required to retire at the normal age, which is usually at the age of 58-60. The other part is the corpus should be set apart, in case if you want to retire early.

First, accumulate money for your regular retirement. You then need to proceed to accumulate funds for early retirement. This way you can break your targets and hence it gives you psychological comfort to know that even if you are forced to retire early there is no reason to worry since you have factored in early retirement in your financial plan.

3. Keep yourself away from get-rich-quick schemes

Yes, indeed! you require a sizable corpus for a comfortable retired life. However, do not fall prey to get-rich-quick schemes because higher returns go hand in hand with higher risk that you cannot manage as you near retirement. Protection of capital is the name of the retirement game.