2. Smart Saver Account

YES Smart Saver Account is a new Savings Account with zero balance and numerous features. This account enables you to earn high returns of Fixed Deposits and the liquidity of a Saving Account. If you have a Fixed Deposit, then you can also avail an Overdraft facility wherein you can withdraw up to 90 percent of the Fixed Deposit value through an OD facility.

You pay interest only on the amount withdrawn and continue to earn interest on 100 percent of the Fixed Deposit. The other benefits of opening an account with YES Bank are that you can get account number of your choice, a higher rate of interest of up to 7 percent on your savings account and extended working hours for selected branches. You can also enjoy high returns of a Fixed Deposit along with complete liquidity of a Savings Account; withdraw up to 90 percent of the Fixed Deposit value through an overdraft facility, pay interest only on the amount withdrawn and continue to earn interest on 100 percent of the Fixed Deposit, 24 x 7 access to the YES Smart Account with the state-of-the-art YES TOUCH services Free Unlimited, domestic transactions at other bank ATMs, Debit-Cum-ATM Card and personalized cheque book free and online Bill Payment services.