2 Client Servicing Remains Same

The insurance company treats online customers with same quality of service like the way other clients receive. The difference lies only in the channel through which the insurance policy is bought from. Usually, most of the agents use their communication strategy and try to embellish the picture so that they don’t lose business as the customer would have the option of buying directly from the company.

But once the insurance claim is processed, there is no difference between the insurance policy bought from an agent and the one that is bought online.

3. Premium Would Change Depending On Many Factors

When you are buying insurance policy through online, remember that it will be based on some basic assumptions that you carry normal risk in terms of health, family's medical history and occupation. Once you submit all the necessary details to your insurer and pay the premium, the cover starts immediately.

However, when you undergo a medical test and the test reveals that you are suffering from a medical condition, you have a family history of an ailment or likely to have some specific risks at work, the premium quoted is likely to rise.

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