2. Credit Information Bureau India Limited -(CIBIL): Credit Information Bureau India Limited  or CIBIL is credit information agency that was established in August 2000 in Mumbai. It maintains the records of the payment done by individuals related to their loans and credit cards.

With this information it generates a credit information report which is used to make loan applications approved. This report later plays an important role in helping the loan providers to a greater extent to maintain and secure their credit faster and at better terms.

3. Credit Analysis & Research Limited (CARE): Credit Analysis And Research Limited commonly known as CARE is a mid cap company incorporated in April 1993. It has managed to stands as the second largest credit rating agency in India. It provides entire information spectrum of ratings to make its clients to raise their capital based on the credit risks.

4. Fitch Ratings India Private Limited: Fitch Ratings India Private Limited is headquartered at New York, United States Of America as well as in London, United Kingdom. It is one among the three Nationally Recognized Statistically Rating organizations or NRSRO. It is committed to provide independent and perspective ideas, data and opinions to the credit markets. It mainly focuses on providing financial information services.

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