2. South Indian Bank

South Indian bank was established by a band at a time when swadeshi movement was gathering momentum. The bank is one of the most famous private banks in India; it holds great credit for the best customer service providers in India, among other top banking services, which come at reasonable rates of interests. South Indian bank has its shares listings in the stock exchange market, something that gives the bank extra credit in terms of general banking services.

South Indian bank basically provides its customers with the next generation system of banking which come in handy with exclusive personal loans, which come in at fair and friendly repayment rates. You will experience personal banking, NRI banking as well as business banking. Its services are secure and are completely dedicated to satisfying the customers. The total asset of this bank is 549.86 billion with capital adequacy ratio of 12.42. It has 0.78 percent of Net bad loans with 15 percent of return on equity and 1 percent on return of assets.

3. Federal Bank

It is one of many private banks in India with a history of over seventy years for being in operation. This is the tallest fit to reach especially when you are involved in money matters. Currently the bank has over 450 offices which amass almost all major towns and cities commanding a substantial share in Kerala state.

The bank offers a number of services which ranges from mere financial deposits and technical knowledge on best ways someone can utilize his/ or her savings. Some of the services offered by the bank include, current deposits, overdrafts, residential mortgages, real and commercial loans, cash credits loans on discounted bills and so on. A total asset of this bank is 745.2 billion with capital adequacy ratio of 14.73. It has 0.74 percent of Net bad loans with 12 percent of return on equity and 1.20 percent on return of assets.