Hire a Best Insurance Adviser A reputed insurance adviser in the city can help evaluate your financial profile and find the best policy plan for you. These are trained professionals, who take care of policy renewals, pickups and most importantly, should not try to promote a policy from any insurance firm. Make sure that the adviser does not possess favoritism towards any of these firms. They should be able to help you during insurance claims and keep you updated with the latest changes in the terms, policies, and amendments of clauses and so on. Modern day health Insurance covers many specialized medical surgeries and other procedures. However, you should evaluate the insurance provider's history and credibility, thoroughly in advance. You have a choice between public and private sector insurance firms; each of them having their own pros and cons. Moreover, the insurance companies should keep up their promises during the claims.