2. Exchange and loan offers

There are a range of exchange offers on products, during Diwali. These schemes range from exchanging our old cookware, and other domestic items like refrigerators, television sets for the brand new ones at discounted prices.  Around Diwali, a whole swarm of offers and discounts exist on purchasing cars; even special interest rates on loans are offered.

But, we frequently fall short to calculate the result of such individual monetary decisions on the combined personal finance front. Be an intelligent shopper by assessing the requirements with the deals in the market. All our buying must be determined by requirement rather than the discounts being offered.

3. Opt for homemade sweets

Diwali is synonymous with sweets, but with such a lot of food adulteration around, you can never be too sure. So instead of buying big boxes of Mithai for friends and family, try making some sweets at home.

The simple delicacies you can whip up at home will not only be far more relished but will save a substantial amount of money. The bonus is of course the praise you will gather from your loved ones.