5. What Should Survivors and their Relatives Do to Claim Insurance?

LIC is among the very few insurance companies, which approves of insurance claims from relatives and/or family members. LIC accepts death certificates issued only by municipal authorities. Moreover, it accepts death certificates issued only by insurance agents and/or responsible citizens. If you are claiming such insurance, then contact the insurance agent of the deceased. Ask the agent regarding the insurance details of your relative. You can also contact the insurance agency for the claim. Make sure that you have a valid death certificate of the policy holder.

You will also have to produce some proof that the natural disaster has occurred. Newspaper cut-outs are ideal proofs for this. If all members of the policy holder have passed away and there is more than one person asking for the claim, a court of law settles the dispute.