2. Security

Even you think that using cash should be safer? Well with all the hacking going on recently, it would make sense that using cash would help deter identity thieves. Sadly, that's not the case, unless you are stashing all your cash under your mattress. Banks are just as susceptible to hacks as credit card companies, many of which are banks. If you are using a debit card or are banking online, your account can easily be hacked.

The worst part about using a debit card for purchases is that you have to enter your PIN when you are paying. This gives hackers direct access to your bank account, and they can easily drain your accounts before you can blink. While fraud protection is built in many credit cards and it's easier to get refunded for fraudulent charges, getting the money back into your bank account when it's been drained is much more difficult.

3. Safety

For the most part, paying with credit cards is considered safer than paying with cash. If you were to lose or misplace cash, or if it were stolen, you’d have little chance of recovering it.

With a credit card, on the other hand, replacement cards are easily obtained and your liability for unauthorized purchases is generally limited depending on the terms of your creditor.