Credit Card Personality, Are You One of This?
The Disciplined
You overcome this stage of beginner by making mistakes and learning from it. The second stage is to become a great financial planner for your money, your wealth, your expenses. You never miss your monthly payments and manage your money well. Offers, discounts, and reward points what your credit card offers don't alter your spending pattern which remains in limits. The best suited card for a disciplined person is one with cash back facility and good reward structure. The reward points should accumulate so that it can be redeemed later at one go. Interest rate on your card doesn’t matter much as you always pay on time.
