2. Mutual Funds

Investing in mutual funds through SIP helps you to overcome market volatility; hence you can safely invest in mutual funds. Just be little cautious while investing large sum in equity mutual funds.

If you have lump sum you can look for balanced funds, debt funds, liquid funds and ultra short term funds. Investing in top performing mutual funds through SIP would always be better.

3. Non Convertible Debentures

Many of us have fear of losing money while investing in Fixed Deposits and NCD’s. Though some of the companies have cheated the investors earlier, it is better to get higher returns from secured NCD’s. These secured NCD’s carry less risk compared to other investment options. Investing in such options can also give you high returns.

Several corporate are issuing NCD’s and company deposits every month. The safety of these investments will depend on the performance of the corporate. Secured NCD investors would be given preference for repayment of capital in case of any unforeseen happenings or if company is winding up their business.