Bangalore: Risk is often a much talked word when it comes to saving, consuming and investing, or simply life itself. Dealing with money comes with an element of risk. Most of us are very familiar the prominent financial risks that occur when the stock market prices alter, inflation occurs and a sudden financial crisis occur. Many people might be doing all the right things financially, but life happens and with it, unforeseen pitfalls. People are faced with various 'hidden risks' to their personal finances, without necessarily thinking of them as 'risks.' Here is a list of few hidden financial risks of everyday life: Divorce Most of the couples bring in a disproportionate amount of risks, when they combine their finances after marriage. Getting married has a lot of financial advantages but the undeniable fact also is that finances are the most important aspect of any divorce, and they can be very complex. Putting an end to marriage causes a huge financial loss for the couple. Disagreement about money is a leading cause of divorce, and married couples are often jointly held responsible for debts. And also if you are jointly listed on the mortgage you are still jointly responsible for that debt whether you have separated physically and have no access to the house or not. The risk of losing big time financially in a divorce can be minimized by having a sound prenuptial agreement that clearly defines how each of your assets will be protected or shared in case of any legal separation.