Bangalore: Retirement saving is not a priority for most of the people. Everyone has a different technique to deal with this as it is very confusing. They are always in a dilemma on when to start saving and how much of their income should be invested in their retirement saving. It requires a more of planning because the state of your "retirement life" solely depends on how much money you save for it. The more you save the better your retirement life will be. In order to have a secured retired life you will have to incorporate certain theories and advice. But don't blindly believe in all the theories that is placed before you. Cross check all the details carefully before you settle on some plan. House is a Big Investment for Your Retirement: Most people consider investing in house as a long term investment. They feel the house they reside in is a good asset to draw from if it's fully paid for. But the house is not a liquid asset and you can never a good money from it unless you consider to downsize significantly because of the moving. And also the cost involved during the transaction of buying and selling the house. The Fund Stops Growing at Retirement: After retirement when the flow of paycheck stops growing, you begin to think that funds stop growing. But you would be surprised to know that the money you have been saving all your life as a retirement planning, actually keeps growing. It is only that paycheck that actually stops coming. This is possible only you resist yourself from splurging right away after retirement. Living within means for as long as possible can help stretch out that retirement fund. It Takes For Retirement Portfolio to Grow: Early preparation and ample time may help most people prepare from their upcoming retirement, it may not always be true today. It is known that the early you start the more you save. But what matters here is where have you invested your money? You would have kick started your saving well before time but certain wrong moves you would have to endure costly losses because you invested most of your funds in stock market.