8 Ways to Become Smart About Your Credit Cards
Bangalore: Statistics show that the usage of credits cards in India has surged over the years. Credit cards come with undefined happiness, but when you don’t use it in a right way you might get into a serious problem.
However, there are many ways through which you can be credit smart. And you can only master the game, if you are well familiar with the rules of the game. Similarly to be smart with your credit card you need to know the rules of the credit card usage.
Read on to know 5 ways through which you can be credit smart, listed by Ramalingam K of Indiainfoline.com.
1. Avoid Multiple Credit Cards
It is always advisable to avoid having multiple credit cards. Though there is a general idea that credit cards in emergencies and facilitate payments, but ultimately you end up paying more than you actually would have. Moreover try to avail the reward points on one credit card, so that you are able to encash the points whenever required.
