2. Early Payments not required

As most of the collection agencies work on a commission basis, it is not unusual for collectors to tell a debtor that he or she has to pay a large down payment on the owed amount. Instead they may say that a hefty initial sum is required in order to prevent collection fees from growing, or that it is necessary to begin the process of eliminating the debt from their records.

The only thing they don’t want you to know is that there is no such requirement. They just want to get as much money upfront as possible to inflate their commission.

3. There is nothing called “deadline”

“Deadline” is one common word used by many debtors. Debt collectors may tell you that there is a deadline for payment and threaten you with direct impacts if the debt is not paid within the prescribed time frame. Here, what they don’t want you to know is that there is no such thing as a deadline.

It is a complete trumped-up story, one designed to get you to repay your debt as quickly as possible, because they know that the longer they have to wait to get paid, the less likely it is to ever happen.