BANGALORE: With hundreds of credit cards on the market, shopping for one can be overwhelming if you don’t know what to look for. However, you can compare those apples to apples by looking at certain features such as fees, interest rates and rewards.

Let’s have a look at some of the factors to consider when you’re comparing credit cards. Some of these criteria will be more important to you than others, depending on your credit card habits.

1. Credit Limit

A higher credit limit is always better, right? Actually, this may not be true. Credit card companies will base your limit on your credit score and your payment history. If you’re in good shape financially you could end up with a surprisingly high limit on your card. And if you’re the type that has trouble with temptation, you could end up in hot water as a result.

The good news is that you can actually ask your credit card companies to lower your limit to an acceptable level. If they refuse, find a company that will respect your wishes.