Myth 2: There was a dilemma among the smokers and alcoholics that they might be exempted from seeking out health insurance policy for themselves. But this is not true. As they are most vulnerable to health hazards, insurance companies have put their steps forward to offer health insurance to such set of people.

They have to undergo through a stringent health examination in order to qualify the benefits of the insurance and even they are imposed with higher premium as they are prone to high risk in health disorders.

Myth 3: Some people think that they don’t need to seek a health insurance if they are fit. But this is a misconception. Though you may be healthy but health hazards always never come with providing prior symptoms, they can arise all of a sudden.

Unforeseen health hazards like seasonal disorders (dengue, malaria, swine flu) or accidents may attack at any time. Even with the exponentially growing medical costs, it is very difficult to cope up with your finances. So, it is wise to take necessary steps before time.

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High Time To Examine The State Government Budgets