BENGALURU: We always worry our credit score that it is growing complicated. For example, being debt-free, can result in a dismal credit score and have high limits on your credit cards may boost your score despite the extra temptation to spend, according to Kiplinger.com.

Here are some 6 tips to maintain a better credit score:

Being Self Employed Is Not Good For Your Credit Rating:

Many lending institutions, especially banks, won’t even look at you if you are self-employed. If you plan on being self-employed consider a corporation because you can be “employed” by the corporation. However, please note that even with a corporation, it generally takes at least 2-3 years of consistent income before most lending banks are ready to talk to you again.

Fix Any Mistakes You Have With the Major Credit Bureaus Right Away:

Remember to fix your issues with credit bureaus because it can take time and have significant impacts. This entails getting in touch with the lender to verify that the information is accurate. If the lender can’t confirm or doesn’t respond, then the information is removed from your credit report. Also, if you have paperwork proving the information on your account is false then you can send it to the credit bureaus and keep copies of everything.

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